.**Employee Applicant Privacy Notice****Who we are**:Shape a brighter financial future with us.Together with our members, we're changing the way people think about and interact with personal finance.We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. **Join us to invest in yourself, your career, and the financial world.****The role**:SoFi Technologies Inc. is seeking a skilled and experienced Credit Risk Analyst to join our dynamic team. As a key contributor, you will play a crucial role in the development and execution of industry best Credit Risk Management. The incumbent will improve comprehensive risk management capabilities for a rapidly growing bank holding company - ensuring robust defensive and offensive analytical capabilities - The contributor will play an essential role in fostering regulatory readiness and maturing a strong effective challenge second-line function across Credit Risk.**Key responsibilities include second-line oversight of**:The Credit Risk Oversight (2LOD) Senior Risk Analyst role is critical to success across SoFi Technologies, Inc., SoFi Bank, NA, and operating subsidiaries. The incumbent will contribute to the second-line oversight of Originations Credit Risk across all SoFi's lending products - Unsecured, Secured and Commercial Lending. The analyst will perform advanced analytics to identify gaps and opportunities in Credit strategies and policies to ensure effective controls, performance monitoring and maintain an effective challenge environment.**What you'll do**:- Provide analytical support for data-driven insight generation to provide effective challenge to 1st LOD - through a combination of Credit domain expertise and high-quality analytical thought processes- Support 2nd line Consumer Lending Originations Credit Risk at SoFi and drive robust adherence and measuring to RAS metrics, risk identification, issue management and regulatory reporting- Monitor operational performance, roll rates, delinquent inventory, and credit loss trends. Perform diagnostic analyses on all aspects of credit policies to make sure strategies are fully optimized