The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.
The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
**Responsibilities**:
- Resolve issues and recommend solutions to moderate problems
- Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
- Serve as an industry expert and advisor
- Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
- Develop risk management framework and processes for funds
- Advise businesses and clients on transaction structures and negotiate credit terms
- Has the ability to operate with a limited level of direct supervision.
- Can exercise independence of judgement and autonomy.
- Acts as SME to senior stakeholders and /or other team members.
**Qualifications**:
- 2-5 years of relevant experience
- Experience in financial analysis, accounting and valuation
- Consistently demonstrate clear and concise written and verbal communication
**Education**:
- Bachelor's degree/University degree or equivalent experience
- Track Cards and PILs portfolios by monitoring risk and profitability indicators to find growth/mitigation opportunities.
- Develop analytics to formulate, test and resolve hypotheses regarding various risk profiles.
- Use data visualization and presentation skills to communicate results.
- Extract and analyze P&L data to make informed decisions based on our Risk Decision Framework.
- Generation of reports on products, strategies or segments on a periodic basis.
- Validate that risk acquisition policies are applied correctly.
- Analytical and strategic thinking
- Medium to advanced english skills
Lic.
Acturía, Matemáticas aplicadas o a fin.
Lenguajes de programación SAS o SQL
Experiência en riesgo de crédito.
Experiência en programación o análisis de bases de datos.
- **Job Family Group**:
Risk Management
- **Job Family**:
Credit & Portfolio Risk Management
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
View the "**EEO is the Law**" poster.
View the **EEO is the Law Supplement**.
View the **EEO Policy Statement**.
View the **Pay Transparency Posting