**You Lead the Way. We've Got Your Back.**:With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.At American Express, you'll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.Join Team Amex and let's lead the way together.**Main Responsibilities**:Responsible for contacting clients with overdue accounts to secure the settlement of the account. Also they do preventive work to avoid future overdues with accounts that have a high exposure.Credit Analysts are responsible for handling high volumes of inbound and outbound calls on current and past due Corporate CM and Client accounts and/ or Merchants. They negotiate payments as required, also working to resolve the status of each particular account presented. CS are effective in balancing their collection efforts, while ensuring to maintain a positive customer experience, using persuasive communication and negotiation skills.**Skills & Qualifications**:- 2+ years call center, credit, customer service or sales experience- Excellent consultation, persuasion and negotiation skills- Proven problem solving and decision making- Fulltime and schedule availability- Strong verbal communication skills- Ability to work in a dynamic and changing work environment.- Effective communication and teamwork.- Proficiency in MS Office environment- Bi-Lingual (English/Spanish)We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:- Competitive base salaries- Bonus incentives- Support for financial-well-being and retirement- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need- Generous paid parental leave policies (depending on your location)- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)- Free and confidential counseling support through our Healthy Minds program- Career development and training opportunities