About PayJoy PayJoy is a mission-driven company dedicated to helping a billion people around the world step into the modern financial system for the first time and supporting them on a path to financial success. Founded in 2015, PayJoy's "secret sauce" technology turns a smartphone into collateral to jumpstart unbanked consumers into the credit system. We reached profitability in 2020, reaching 10 million happy customers and over a billion dollars of sales in 2023.
This Role PayJoy is seeking a highly skilled Asset Valuation Manager to join our Portfolio Management team. You will be responsible for overseeing the valuation process of our asset portfolio, ensuring accuracy and reliability of financial reporting, and leveraging data-driven insights to optimize financial strategies while maintaining focus on PayJoy's mission to bring finance to the next billion. The ideal candidate will have a strong finance background, proficiency in Python and SQL programming languages, and is deeply motivated by PayJoy's mission to improve financial inclusion.
As an Asset Valuation Manager, you will have the opportunity to make a significant impact on our company's success and work alongside talented professionals who are passionate about what they do in many different teams.
ResponsibilitiesCalibrate and Review Asset Valuation Methodology: Lead the calibration and ongoing review of asset valuation methodologies for our 200+ million USD portfolio.Develop Back Testing Methods: Establish robust back testing methods to validate asset valuations and monitor valuation errors on a continuous basis.Collaborate with Accounting and Finance Teams: Work closely with accounting and finance teams to integrate asset valuations into financial statements and understand their impact on the organization's financial performance.Build Predictive Models: Develop and maintain Python-based models to enhance the predictability of financial forecasts and capital requirements in collaboration with the capital markets and FP&A teams.Executive Visibility and Impact: Present findings, insights, and recommendations to senior management and executive teams.QualificationsBachelor's degree in Finance, Economics, Mathematics, or related field. Master's degree preferred.Strong proficiency in Python and SQL for data analysis and modeling.Demonstrated critical thinking skills and ability to solve complex problems related to asset valuation.Excellent written and verbal communication skills in English, with the ability to communicate complex concepts effectively.Prior experience in asset valuation, financial modeling, or related fields is highly desirable.Additional Qualifications (nice to have)Background in start-up/fintechBenefitsCompany-funded Health and Dental Insurance for employees and immediate family membersLife insurance30 days of Christmas bonus20 days paid Vacation50% Vacation premium13% Saving funds$2,000 MXN monthly grocery coupons$2,000 USD annual Coworking Travel allowance$2,000 USD annual Professional Development allowance$500 USD annual Fitness allowance$500 USD Phone Finance allowance$250 USD Home Office equipment allowance$200 USD Headphone allowance PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed
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