.-Job descriptionIf you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.HSBC is one of the largest banking and financial services organizations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realize their ambitions.We are currently seeking an experienced professional to join our team in the role of**Assitan VicePresident Credit Risk**Loan Management Unit (LMU) operates within the 'Professional Services' operating model and deals with high risk credits (secured), extended to small businesses, middle market, large corporates as well as global banking customers in US.The LMU officers manage/ co-manage a portfolio of criticized/classified or exit loan relationships including Commercial Real Estate, derivative products, and settlement limits alongside On-shore Senior LMU Managers catering primarily to the Mid Market, Large Corporate, Commercial Real Estate, Asset Based Lending and Global Banking segments. Objective is to reduce criticized, classified and/or non-performing assets to maximize the timely recovery of assets through collection and/or restructure, including rehabilitation and return to the line.**Main activities**:- Closely monitor high risk credits & recommend an appropriate workout strategy in collaboration with onshore senior RMs or independently, in case of Full Responsibility (direct relationship management) from GSC, to bring them to the best resolution for the bank.- Undertake thorough credit analysis, risk assessment, day to day management, loss estimation, collateral coverage estimation on assigned portfolio of bilateral and syndicated relationships.- Perform impairment analysis in compliance with IFRS9 guidelines for exposures with default risk ratings. Also participate in Lender call to evaluate strategies at the Bank Group level and execute HBUS workout plans in accordance.- On select exposures from GB segment, formulate restructure or exit resolution strategies as well as determine appropriate risk ratings alongside onshore officers within a time frame of 36 months or less to minimize credit impairments.- "Shadow Management" - now termed Advisory Support - for criticized credits that have received approval to stay with the business segment line area. This may include participation in customer contact, risk rating determination and collateral coverage estimates. Provide support in risk assessment and develop appropriate strategies for rehabilitation or exit of relationship.- Participate and contribute in multi-party discussions along with Onshore Relationship Manager where Bank Counsel, Customer, Customer Counsel, Lending group representatives are involved.Requirements- Academics - Graduate degree in accounting/ business/ finance/ economics/ related field or equivalent