.The Product Sales Manager provides full leadership and supervisory responsibility, offering operational/service leadership and direction to team(s).Applies in-depth disciplinary knowledge through the provision of value-added perspectives or advisory services. May contribute to the development of new techniques, models, and plans within the area of expertise.Strong communication and diplomacy skills are required. Generally has responsibility for volume, quality, and timeliness of end results, along with shared responsibility for planning and budgets.Work affects an entire area, which ultimately impacts the overall performance and effectiveness of the sub-function/job family.Full supervisory responsibility includes ensuring motivation and development of the team through professional leadership, including duties such as performance evaluation, compensation, hiring, disciplinary actions, and terminations, as well as direction of daily tasks and responsibilities.Responsibilities:Responsible for growing the portfolio and establishing good relationships with customers and branch/hub; achieving target revenue for the hub and personal targets.Deliver the annual plan for products through the branch banking sales community.Support the sales team to sell products to the existing base through portfolio analysis of existing insurance and investment holdings, needs analysis, and customer risk profile.Disseminate information on industry, financial markets, and competition products and analyze the same for meaningful sales engagement.Draw up the training roadmap for individual relationship managers and ensure successful completion of training certification on regulatory knowledge, attitude, skills, and habits.Ensure customer engagement by organizing meetings and discussing insurance offerings to build awareness.Conduct joint sales drills with relationship managers to facilitate customers in purchasing the right insurance product.Enhance the knowledge level of Branch Managers.Act as the compliance gatekeeper in the region/branch for adherence to regulatory guidelines.Be vigilant for potential sales complaints, free look cancellations, surrender ratios, lapse rates, and sales complaints.Highlight potential financial, regulatory, and credit risks to the franchise.Assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency.Qualifications:5-8 years of previous financial sales experience required.Able to work in a team and maintain good relationships with customers and branch/hub.Education:Bachelor's/University degree or equivalent experience
