**Credit Management Specialist**:
**Take your next career step at ABB with a global team that is energizing the transformation of society and industry to achieve a more productive, sustainable future. At ABB, we have the clear goal of driving diversity and inclusion across all dimensions: gender, LGBTQ+, abilities, ethnicity and generations. Together, we are embarking on a journey where each and every one of us, individually and collectively, welcomes and celebrates individual differences.**:
Responsible for the efficient and effective operational management of credit risk according to global policy and direction from Corporate Credit Management Team. Providing an authorized approval for the release of credit blocked orders and taking credit decisions is expected. Active support the Country/Cluster Credit Manager, Business and Sales.
**This position reports to**:
Accounting & Reporting Mgr-Receivable
**Your responsibilities**:
- Supporting part of portfolio of 8+ countries with more than 130 thousand customers and total credit limits value of +44 BN USD.
- Presenting general knowledge in Credit Risk Management process, understanding the differences of the country specifics across the organization.
- Participating in the Credit Circle sessions with the Global O2C Process Owners, Head of Corporate Credit Risk Management and Country/Cluster Credit Managers.
- Regular liaising with Internal and External Stakeholders (Front Office/Business/3rd Party Customers located globally).
- Assisting and giving advice in credit-related matters to Country/Cluster Credit Manager.
- Analyzing the creditworthiness of both new (credit assessments) and existing (credit reassessments) customers and making recommendations on their credit rating and credit limits.
- Conducting annual/monthly credit limit review of customers for countries in scope.
- Researching companies, gathering and analyzing financial and non-financial information from available sources to develop an understanding of customer's credit profile to make credit recommendation and provide partnership to the Business.
**Your background**:
- Master's/bachelor's degree in Finance, Banking, Accounting or Financial Audit.
- Minimum 3 years' experience in credit analysis or credit control, acting as Junior Credit Specialist/Credit Specialist or similar role in a global organization.
- Strong analytical, interpersonal and communication skills.
- An ability of analyzing financial reports: P&L, Balance Sheet, Cash Flow statement and credit bureau reports.
- An ability to cooperate in a dynamic and learning environment, to develop good relationship with Business and other supporting teams and be able to present key credit risks in complicated deal structures, to make sure that credit risk is addressed and Accounts Receivables collection is secured.
- Experience of governing credit risk in an evolving environment.
**More about us**: