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Credit Portfolio Group Manager

Detalles de la oferta

.The Credit Risk Group Manager is accountable for management of complex/critical/large professional disciplinary areas. Leads and directs a team of professionals. Requires a comprehensive understanding of multiple areas within a function and how they interact in order to achieve the objectives of the function. Applies in-depth understanding of the business impact of technical contributions. Strong commercial awareness is a necessity. Generally accountable for delivery of a full range of services to one or more businesses/ geographic regions. Excellent communication skills required in order to negotiate internally, often at a senior level. Some external communication may be necessary. Accountable for the end results of an area. Exercises control over resources, policy formulation and planning. Primarily affects a sub-function. Involved in short- to medium-term planning of actions and resources for own area. Full management responsibility of a team or multiple teams, including management of people, budget and planning, to include performance evaluation, compensation, hiring, disciplinary actions and terminations and budget approval.**Responsibilities**:- Provides credit risk management across all mortgage channels by reporting on underwriter performance.- Manages teams that deliver a consistent, goals and sophisticated process of underwriter review.- Identifies credit risk, process trends and training needs within the body of underwriting work completed each month.- Calibrates variances with front-end Quality Assurance and the Department of Housing & Urban Development requirements.- Assures precise and adequate sampling of underwriters' work to make accurate assessments of underwriter decision making.- Evaluates the process of underwriter performance review to encapsulate all relevant decision making and calculations in the review.- Provides for competent discourse of rebuttals to variances and quick resolution of risk issues in loan originations.- Partners with front-end QA to provide seamless quality checks on all mortgage originations and correspondent fundings.- Identifies measures and reports on complex underwriting issues at the individual underwriter level and the macrolevel, across all mortgage channels.- Performs other duties and functions as assigned.**Qualifications**:- 10+ years relevant experience- Exercises highly effective people management and leadership skills- Must have proven analytical skills and the ability to assimilate complex information.- Must be able to clearly communicate the impact of such information on organizational risk.- Excellent written and oral communication skills as well as presentation skills are required**Education**:- Bachelor's/University degree, Master's degree preferredThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required


Salario Nominal: A convenir

Fuente: Jobtome_Ppc

Requisitos

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