.ICG Risk Analysis Credit Risk Associates are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.A Credit Risk Associate is expected to have a deep understanding of credit risk, of Citi´s internal policies and procedures, and of being knowledgeable about the industry fundamentals that portfolio belongs to. They should need minimal supervision from their respective Credit Risk Team Leads and be able to carry thoughtful conversations with ICG Risk and BCMA partners.This role has responsibility for the portfolio of Consumer, Healthcare and Retail Mexico relationships and the role reports directly to the Consumer, Healthcare and Retail Credit Risk Team Lead.Key Responsibilities:Assess the credit and financial strength of Citi's most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi's Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk, and BCMA partners.Reviewing and providing recommendations on the risk ranking across this sector.Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.Support ICG Risk Analysis Voice of the Employee (VOE) initiatives.Travel (less than 10%).Skills/Competencies:Risk & Credit Underwriting:Well developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues.Forms independent opinions on credit and recognizes emerging risks.Demonstrates advanced knowledge of financial statements and GAAP accounting or similar governance relating to country of operation.Sets the standard for industry research capabilities, including risk and key drivers.Solid understanding of Credit Policy and procedures; Proactively reviews Citi policies and procedures to benchmark against transactions and work submitted.Demonstrates and executes the ability to identify potential risk issues that need escalation and escalates them promptly