**Responsibilities**:- Provides thorough credit risk management across all mortgage channels by reporting on underwriter performance.- Manages teams that deliver a consistent, goals and sophisticated process of underwriter review.- Identifies credit risks, processes trends and training needs within the body of underwriting work completed each month.- Appropriately calibrates variances with front-end Quality Assurance (QA) and Department of Housing and Urban Development (HUD) requirements.- Assures precise and adequate sampling of underwriters' work to make accurate assessments of underwriter- decision making.- Evaluates the process of underwriter performance review to encapsulate all relevant decision making and- calculations in the review.- Provides for competent discourse of rebuttals to variances and quick resolution of risk issues in loan originations.- Partners with front-end QA to provide seamless quality checks on all mortgage originations and correspondent- fundings.- Identifies measures and reports on complex underwriting issues at the individual underwriter level and the macro level, across all mortgage channels.- Performs other duties and functions as assigned.
**Qualifications**:- 15+ years relevant experience- Must have credit operations background and senior management experience in a large, high volume underwriting center.- Exercises effective people management skills- Demonstrate advanced analytical skills and the ability to assimilate complex information.- Must be able to clearly communicate the impact of such information on organizational risk.- High level of accuracy and sound methodologies are required- Excellent written and oral communication skills as well as presentation skills are required.
**Education**:- Bachelor's/University degree, Master's degree preferred and managerial experienceThis job description provides a high-level review of the types of work performed.
Other job-related duties may be assigned as required.- **Job Family Group**:Risk Management- **Job Family**:Credit Decisions- **Time Type**:Full time- Citi is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.View the "**EEO is the Law**" poster.
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