We are looking for an experienced Financial Analyst to join inDrive.Money. This person will be responsible for managing accounting operations, cash flow processes, and financial reporting in Mexico, with a focus on lending activities. You will collaborate closely with the finance team in Cyprus and Mexico, ensuring compliance with local regulations and tax authorities. The ideal candidate will have a solid background in accounting for lending companies, experience in financial institutions or fintechs, and expertise in revenue recognition and trust structures (fideicomisos).
ResponsibilitiesOwn the financial processes and prepare month-end financial statements for management reporting purposes, including profit and loss statements, balance sheets, and cash flow statements.Control and reconcile payment provider, accounts payable, and receivable, supporting with invoicing and payment processing.Coordinate and supervise accounting services providers, including:Ensure accuracy and completeness of bookkeeping and financial reporting.Prepare statutory financial statements.Coordinate, support, and manage budget preparation and financial forecasts.Provide local financial, tax, accounting, and reporting expertise for decision-making in the Fintech area.End-to-end coordination with the statutory auditor and resolve audit queries to ensure smooth closure of financial statements.Coordinate and supervise all contracts from the tax and regulatory perspective, interacting with counterparties to receive necessary documents (signed contracts, invoices, etc.).Provide assistance to the Finance and Legal departments with the collection and preparation of all necessary documents.Recommend changes in policies or procedures to improve financial and tax performance, as well as the accuracy and timeliness of account preparation.Revise and adjust loan tape management systems to achieve covenants with institutional funds.Own the calculation and presentation of covenant-related information such as portfolio capacity, advance rate, interest calculations, payment waterfalls, Debt-to-Equity Ratio, and Collateral Reserve.Monitor and report on loan portfolio-related results such as Runway, D/E Ratio, total origination, default, and recovery rates.Participate in the calculation and approval of capital reception from funds.Qualifications4+ years of accounting experience, preferably with technology, FinTech, loan companies, and/or listed/multinational companies.Proficient in accounting software such as Oracle/Netsuite.Advanced English speaker (communication required on a daily basis).Bachelor's degree in finance/accounting required.Deep understanding and strong technical skills in accounting and finance, including general ledger, accounts payable, payroll, cash flow, cost/benefit analysis, revenue management, operating budget, and reporting.Expertise in GAAP/IFRS and financial reporting.Ability to work in an unstructured environment, navigate ambiguity, manage multiple assignments simultaneously, and provide clarity and structure.
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