Fraud Specialist

.Overview:**Responsibilities**:As an FIU Specialist 1, you will minimize and prevent losses resulting from high risk and fraudulent monetary and non-monetary transactions.
You will work under general supervision and demonstrate judgment capability to review and/or investigate routine risk issues.
In accordance with departmental procedures and Federal Regulations, you will take proactive measures to prevent losses through any of the following: performing investigations, suspicious account activity and accurately reporting and categorizing activity that has built loss exposure.
You will operate in a collaborative work environment and often have customer communications as a key component of your job responsibility.
You will also rely upon effective relationships with representatives from various lines of business.- Collaborate and learn in an international team of FIU Analysts/Specialist.- Provide an independent and objective approach of fraud prevention and analysis within Oportun- Operate within the daily operations, including FACTA, TMR/Fraud alerting within the established service levels- Support the execution of the BSA/AML policy as it pertains to Oportun's family of products- Provide high level of service to customers, claimants, internal partners, and external partners- Ability to identify and monitor fraud trends and raise to upper management- Review accounts flagged for potential fraud or other violations such as potentially false information, identity theft, potential collusion with company employees in originating fraudulent loans, etc