Pricing & Profitability Specialist (Lending)

**Who we are?**

Payclip is changing the way payments work in Mexico! We are empowering people to exchange value directly from a mobile device. Clip enables anyone to accept card payments, at any time, and anywhere by turning your smartphone or tablet into a card terminal. We're a well-funded quickly growing FinTech startup. We are the leaders in our market and are accelerating to extend our lead and move into new markets.

**The Role**

We are looking for a rockstar who would like to be part of this amazing fast-growing Fintech as a** Pricing & Profitability Specialist **for the Lending Business Unit.

At Clip she/he will be responsible for developing the pricing strategy and ensuring the successful execution of initiatives aimed at guaranteeing the portfolio profitability.

**What will I be doing?**
- Develop testing proposals to fine-tune pricing models and identify revenue growth opportunities.
- Develop pricing models for new financial products.
- Responsible for Profitability initiatives, assessing their potential impact on the portfolio's profitability and risk.
- Monitor and manage the overall profitability of the lending portfolio, making data-driven recommendations for adjustments as needed. Support the area with data analysis & exploitation
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**Technical**:

- Strong analytical (SQL / Python) and quantitative skills
- Solid knowledge in ways of measuring the profitability of financial products.
- Familiarity with pricing tools used in lending or other banking products
- Strong communication, presentation, and negotiation skills, with fluency in both English and Spanish.
- Ability to work as part of a team and good interpersonal skills.
- Bachelor's degree in Finance, Business Administration, Economics, Actuary, Mathematics or a related field (MBA or advanced degree is a plus).
- 3 years of experience with emphasis on pricing and profitability management within the lending industry, preferably in the Fintech or traditional Banking industry.

In Clip, we are committed to a diverse and inclusive workplace. Clip does not discriminate under any basis of origin, gender, gender identity, sexual orientation, race, disability, age or other legal status. Clip is an equal opportunity employer.

If you are unstoppable, creative and have the skills we need, we want to hear from you!

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