**Who we are?**
Payclip is changing the way payments work in Mexico! We are empowering people to exchange value directly from a mobile device. Clip enables anyone to accept card payments, at any time, and anywhere by turning your smartphone or tablet into a card terminal. We're a well-funded quickly growing FinTech startup. We are the leaders in our market and are accelerating to extend our lead and move into new markets.
**The Role (México or Brazil)**
We are looking for a engaged and proactive person a **Risk Engine Manager** ,** to be part of this amazing fast-growing Fintech.
At Clip He/She will be responsible for a credit engine in general, from the system management to credit risk policies implementation within the credit team, aiming to ensure effective management and execution of credit-related processes. This role plays a critical part in maintaining the integrity of credit operations and adherence to established defined business rules.
**What will I be doing?**
- Designing robust and scalable solutions for the credit platform, ensuring adherence to architectural principles and standards
- Lead the implementation of credit risk rules within credit policies and risk appetite
- Ensure robust implementation into decision-making workflows and systems
- Ensure compliance with regulatory requirements and internal policies
- Monitor the performance of credit processes against defined rules
- Optimize credit processes through recommended rule enhancements
- Play a key role in maintaining the integrity and effectiveness of credit decision-making processes
**Technical**:
- Familiarity with decision engine technologies, specially, FICO
- Proficiency in working with databases and data management systems to access, process, and analyze credit-related information
- Knowledge of programming languages, such as Python (Databricks) and SQL
- Strong data management skill
- Experience with AWS tools is a plus
- Data analysis experience in credit environment is a plus
- A bachelor's degree in a relevant field such as Finance, Business Administration, Statistics, Mathematics, Economics, or a related discipline.Prior experience in developing and implementing business rules within a credit or financial services environment.
- Generally, a minimum of 4-6 years of experience in credit risk management, credit analysis, or a related field.
- **We are looking in Mexico City or Sao Paolo, Brazil.**
In Clip, we are committed to a diverse and inclusive workplace. Clip does not discriminate under any basis of origin, gender, gender identity, sexual orientation, race, disability, age or other legal status. Clip is an equal opportunity employer.
If you are unstoppable, creative and have the skills we need, we want to hear from you!
LI-EG1
LI-Hybrid