.Commercial BankingLocations: Idaho, Washington, CaliforniaDescriptionAbout Us:Umpqua Bank is headquartered in the Pacific Northwest with 5,000+ employees and offers banking services to customers throughout the nation.
Following the recent merger with Columbia Bank, we have grown to become a leading western-based regional bank with more than $50B in assets under management and an unwavering commitment to our associates, customers, and communities.We create a great place to work by offering a special brand of relationship banking and by providing a culture where associates thrive.
Associates who embody our core values fit in well here, and we are eager to meet candidates who demonstrate behaviors that align with Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships.About the Role:Under the direction of the SBA Portfolio Servicing Manager, this position is responsible for monitoring and servicing the Bank's government guaranteed (SBA and USDA) loan portfolio.Manages, reviews, and monitors servicing requests, default actions, and annual loan reviews in compliance with SBA/USDA SOP and Umpqua Bank policies and guidelines.Prepares written credit memos, loan status reports, modifications, cash flow analysis, and risk rating recommendations.Handles technical, often difficult loan functions.
Reviews and monitors commercial and/or real estate loan documents for accuracy, completeness, and adherence to approval conditions.Works directly with customers and authorized third parties to obtain all necessary information and clarification needed to complete loan actions and financial analysis.May monitor, service, and report on past due or classified loans.May work with attorneys and other financial or legal resources to obtain correct and accurate documents to fully protect the financial institution's interests in the credit relationship.May perform other duties as assigned.Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training.
Keeps up to date on regulation changes.Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.Maintains a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security, and other regulations as applicable to this job description.May be asked to coach, mentor, or train others and teach coursework as subject matter expert.Actively learns, demonstrates, and fosters the Umpqua corporate culture in all actions and words.Takes personal initiative and is a positive example for others to emulate.Embraces our vision to become "Business Bank of Choice