Underwriting Analyst (Fintech Risks)

Detalles de la oferta

.About UnlimitFounded in 2009, Unlimit is a global fintech company with 16 offices all over the world and more than 500 employees, that offers a large portfolio of financial services - from acquiring (payment processing) to banking and banking as a service.Our mission is to be "ready for tomorrow" and to provide our customers with a sense of stability in the everchanging financial landscape and an opportunity to be prepared for whatever the tomorrow of business brings their way, so that while others observe, they can already take an advantage.Job purpose:The Underwriting Analyst will review and complete underwriting and credit analysis of applications by applying sound underwriting judgment and adhering to company policy. In this role, you will be responsible for reviewing potential and existing merchants from a risk, regulatory, and compliance perspective.Part of this role is also to facilitate the Company's growth by scaling internal processes and focusing on continuous optimization and automation.Main duties and responsibilities:Ensure adherence to Company and Card Schemes rules and policiesAdhere to underwriting standards, instructions, and good practice to minimize risk and maximize efficiencyPerform underwriting and risk assessment (including but not limited to credit risks) of new and existing customersPerform calculation of the financial risk exposure and the relevant risk mitigation measuresSetup processes, monitor, and execute checks related to merchants on-boarding and monitoringEvaluate existing procedures to refine and optimize the merchant on-boarding and monitoring processProvide advice and support to internal stakeholders regarding new and existing merchants' questions around merchant on-boardingProvide support for periodical reviews and auditsContinuous process improvement and sharing best practicesMain qualifications, skills, and experience:At least 3 years of experience in acquiring and merchants underwritingUnderstanding of AML, KYC, PCI, and Internal ControlsKnowledge of Card Schemes rules and regulations in relation to merchants onboarding and monitoringSolid practical knowledge of credit risk assessmentExtremely detail-oriented, organized, and able to multi-taskAble to work independently while being a strong collaborator, connecting with colleagues and sharing ideas to improve effective teamworkTake initiative, ownership, and committed to challenging the status quoSelf-starter who enjoys a fast-paced environmentExcellent written and verbal communication. English fluency requiredAnalytical skills to identify and assess potential fraud and compliance issuesDemonstrated skills in risk assessment with the ability to escalate when appropriateWe offer:Attractive monthly salary paid in line with experienceModern workplace with all necessary equipmentA team of top international professionals to learn fromMulticultural working environmentJoin Unlimit Team now!Unlimit is an equal opportunity employer


Salario Nominal: A convenir

Fuente: Jobtome_Ppc

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