Wcm Credit Management (Cmt) Associate

Detalles de la oferta

.Wealth Credit Management (WCM) at Citi is a newly formed business line to provide integrated end to end credit underwriting, transaction, and portfolio management in partnership with all the origination businesses of the Private Bank and Wealth Management of Citi. We are looking to hire an experienced professional to contribute with respect to the development and implementation of Credit Management Team (CMT) within Loan Product and Transaction Management in WCM.CMT will be responsible for supporting multiple aspects of the credit approval process from onboarding to credit data management activities specifically to ensure KYC compliance and quality of the credit data captured. In addition, CMT will provide another level of support as a control function to ensure credit policy and regulatory requirements are followed and addressed appropriately. The team will work closely with credit specialists and team heads to facilitate an efficient credit process.**Key Responsibilities**:- Ensure compliance with all laws and regulations as well as Citi's Policies and Product Programs impacting the Business.- Contribute to the creation of processes, standards, procedures, controls, training, and implementation of function across LPTM and CMT.- Work closely with Business Risk & Control team to provide business feedback for MCA results.- Capture Credit, Regulatory & Policy driven data attributes in the credit system.- Work with the Banking team to ensure loan parties are KYC complaint prior authorizing facility.- Rectify any credit data quality issue identified.- Verify credit memo information and data captured in credit system for consistency.- Ensure appropriate credit approval confirmations are captured.- Represent CMT on various workstreams and initiatives across PBWM- Ensure effectiveness of controls and processes to meet internal policies and regulatory requirements/expectations.- Work with various stakeholders to remediate identified policy exceptions and any data related matters.- Contribute to new and existing policy and regulatory requirements across Global Wealth Management workstreams.- Constantly improve processes, controls and efficiencies within the group and front to back at the credit approval stage.- Lead projects and provide valuable input with various working groups created to enhance performance and efficiency.- Promote a culture of continuous improvement and cultivating a robust control environment.- Review the draft credit agreement for roles and responsibilities as well as Operational mechanics - compatibility with loan product processor and any manual touch points involved.- Collaborate with and advise Loan Operations of upcoming closings and track for closing timelines.**Knowledge, Experience and Skills**:- Knowledge of Loan Products- Good understanding of Credit Memo- Knowledge of Citibank's Credit Policies, Product Programs, and Citi policies- Understanding of Fair lending regulations (ECOA, HMDA..


Salario Nominal: A convenir

Fuente: Jobtome_Ppc

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