Wealth and Personal Banking Credit Risk SubdirectorDriving attainment of functional/functional unit resultsCo-ordinating and manage several complex projectsSupporting and embedding change initiatives, identifying and developing new or improved delivery mechanismsResponsible of the full analytics flow to define the credit risk strategies for Mortgages, Auto and Personal Loan which includes: Swap set, Simulation vintages, Internal and external score matrix, Creation of Level of risks, Approval rate impacts ( CorWA, RoTE), Segmentation, Credit line asignment, Benchmaking line matrix and/or Final impact calculationResponsible to deliver on time reports from portfolios to HBMX and Regional committeesResponsible to provide advice and assistance through application of acquired knowledge to the teamResponsible to communicate technical information to Senior ManagementResponsible to identify and escalate issues / concernsBe prepare and open to work with innovative tools such as Cloud, quantum computing, etc.Responsible to advise on change activities which involve data sources, affect data processes or impact data service provision.RequirementsDesirable Bachelor degree in Risk Management, Applied Mathematics, Finance or Economics, Actuarial Sciences, engineering, Management or Business Administration.Personal financial services and consumer finance.Experience on financial measures and accountability.6+ years of experience in Credit Risk.Experience on financial measures and accountability.HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.#J-18808-Ljbffr